Commercial Auto Insurance in Los Angeles, CA
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Protect company vehicles and the employees who operate them with the right commercial auto insurance in Los Angeles, CA.
If your business has company vehicles, then you are opening yourself up to all the risks of the open road. For instance, if one of your employees gets into an auto accident while operating a company vehicle, then your business will be held responsible for any third-party injuries and damages as well as the injuries and damages sustained on your end. The only way to protect your business from all the costs associated with a vehicular accident is by securing the right commercial auto insurance in Los Angeles, California. Read on to learn what business auto coverage from the experts at Artisan Insurance Solutions can do for your company.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance offers the same coverages as a personal auto policy. For instance, common commercial auto coverages include the following:
- Bodily injury liability
- Property damage liability
- Medical payments
- Collision
- Comprehensive
- Un/Underinsured motorist
The main difference between a personal auto policy and a commercial one is that commercial auto policies are designed to handle the increased liability risks that businesses face. For instance, commercial auto policies offer higher coverage limits to better protect the extensive assets associated with commercial entities.
Why Do I Need Commercial Auto Insurance?
As previously mentioned, businesses that own company vehicles are required to carry commercial auto insurance. Having this coverage is the only way to address third-party losses, protect your employees, and cover your own damages after a major auto accident. Additionally, your commercial auto insurance will also offer coverage for your legal fees should a third-party decide to sue your company for their damages.
You also need commercial auto coverage to protect the employees who use their personal vehicles for business purposes. While your employees likely have personal auto policies in place, this insurance will not extend coverage for the claims that arise while on the job. The only way to protect these employees and their personal vehicles as they carry out business 0perations is by covering them with the right commercial auto insurance.
Are you curious to see what the right commercial auto insurance in Los Angeles, CA can do for your business? If so, then please do not hesitate to contact us at Artisan Insurance Solutions. Our dedicated team is ready to assist you with all your commercial coverage needs today.
Disclaimer: These are general descriptions of coverages. Please refer to your policy for actual coverage, limitations, & exclusions. Please call for details.
