Painting Contractors Insurance in
Los Angeles, CA
Protect Your Valuable Assets
Protect your painting business with the right painting contractors insurance in Los Angeles, CA.
Just like any other small business, painting businesses need to have the proper commercial insurance protections in place. However, given the nature of a painter’s work, painting companies have unique risks that require specific insurance solutions. This is where painting contractors insurance in Los Angeles, California comes in. Here’s what securing specialty painter’s coverages from the experts at Artisan Insurance Solutions can do for your business.
What is Painting Contractors Insurance?
Painters insurance is not a specific type of insurance but rather a collection of coverages designed to meet the needs of professional painters. For instance, some of the common coverages included in a painters policy include commercial general liability, commercial property, commercial auto, surety bonds, and workers compensation.
Here is a more detailed look at each of these coverages:
- Commercial General Liability– Commercial general liability insurance offers coverage for third-party claims of bodily injury, property damage, advertising injury, and other losses.
- Commercial Property– Commercial property insurance offers coverage for your business’s physical building along with the equipment, supplies, inventory, and other property housed within it. This coverage protects against the damages or losses caused by a break-in, act of vandalism, fire, extreme weather event, and so on.
- Commercial Auto– Commercial auto insurance offers protection for company vehicles and the employees that operate them. This type of policy offers bodily injury liability, property damage liability, and medical payments coverages. This type of policy can also extend coverage to the personal vehicles that your employees operate for commercial purposes.
- Surety Bonds– Surety bonds are client guarantees that your business can fulfill the terms of the job while simultaneously protecting your clients against any liability or malpractice issues that might arise as a result of your work.
- Workers Compensation– Workers compensation is a required commercial coverage if you have employees working for your company. This type of insurance offers coverage for employees that are injured or become ill while on the job. Should the injured workers decided to waive their workers comp benefits in favor of suing your company, then your workers compensation insurance can be used to cover your legal defense costs.
In addition to these common coverages, there is a wide array of other commercial coverages that professional painters can benefit from. Get into contact with one of our agents to learn about the other insurance options available for your company.
Interested in learning more about painting contractors insurance in Los Angeles, CA? If so, then contact us at Artisan Insurance Solutions. Our dedicated team is ready to assist you with all your coverage needs today.
Disclaimer: These are general descriptions of coverages. Please refer to your policy for actual coverage, limitations, & exclusions. Please call for details.
